Legal

Terms of Service

Last updated: August 27, 2026

These Terms & Conditions (“Terms”) govern your use of the websites and services of Elevated Health Coverage (“we,” “us,” “our”), including our brands Gold Standard Brokerage and A-Player Agency. By using our websites, requesting a quote, or communicating with our agents, you agree to these Terms.

Our Services

We are a licensed insurance brokerage that helps consumers compare and enroll in health, life, and related insurance products. Quotes and information we provide are for your consideration and do not create a contract of insurance. Coverage is subject to the terms, eligibility rules, and approval of the applicable insurance carrier.

Text Messaging (SMS) Program Terms

When you opt in — verbally, through our web form, or on a paper form — you agree to receive text messages from Elevated Health Coverage (including the Gold Standard Brokerage and A-Player Agency brands) related to your insurance quote, appointment reminders and confirmations, and coverage or account updates.

  • Message frequency varies.
  • Message and data rates may apply depending on your mobile carrier and plan.
  • Reply STOP to any message to unsubscribe. After you send STOP, we will send one confirmation message and then stop sending texts.
  • Reply HELP for help, or contact us at the email below.
  • Consent to receive text messages is not a condition of purchasing any goods or services.
  • We do not sell, rent, or share your mobile number or SMS consent with third parties for their marketing.
  • Carriers are not liable for delayed or undelivered messages. Supported carriers may vary.

Your Responsibilities

You agree to provide accurate information and to only submit a phone number that belongs to you or that you are authorized to provide consent for. You agree not to misuse our websites or services.

No Guarantee; Not Insurance Advice

Information on our websites and in our communications is general and may not reflect your specific situation. It is not a guarantee of coverage, price, or eligibility, and it is not legal, tax, or individualized financial advice. Always review the official policy documents from the insurance carrier.

Intellectual Property

The content, logos, and materials on our websites are owned by Elevated Health Coverage or its licensors and may not be copied or used without permission.

Disclaimers & Limitation of Liability

Our websites and services are provided “as is” without warranties of any kind. To the fullest extent permitted by law, Elevated Health Coverage is not liable for any indirect, incidental, or consequential damages arising from your use of our websites, services, or text messages.

Changes to These Terms

We may update these Terms from time to time. The “Last updated” date above reflects the most recent revision. Continued use of our services after changes constitutes acceptance.

Consent to Be Contacted

When you submit your contact information through our sites, forms, or a referral partner, you agree that our licensed agents may contact you about insurance options by phone call, text message (SMS), and email, including through automated technology and prerecorded messages. Consent is not a condition of purchasing anything. Message & data rates may apply; reply STOP to any text to opt out, or HELP for help. Calls may be recorded or monitored.

Licensing & Product Availability

Insurance products are offered only through appropriately licensed agents and only in states where the agent and product are licensed, appointed, and approved. Product availability, benefits, and rates vary by state and by underwriting. Nothing on this site is an offer of coverage; only an issued policy binds coverage.

Medicare Disclaimer

We offer private insurance products. We are not connected with, or endorsed by, the United States government or the federal Medicare program. If we discuss Medicare-related products, we do not represent every plan available in your area — contact Medicare.gov or 1-800-MEDICARE for all of your options.

Testimonials & Results

Any testimonials, income figures, or savings examples reflect individual experiences and are not a promise or guarantee of your results, savings, or eligibility.

If You Are One of Our Agents

This page covers people who ask us about insurance. Licensed agents who use our agency platform — the CRM, its texting, calling, and email, and the messaging credit that pays for them — are covered by a separate document: Agent Platform Terms. Those terms govern the subscription, the credit balance, and who is responsible for each message sent.

Contact Us

Elevated Health Coverage
Email: elevatedhealthcoverage@gmail.com