We are a licensed health and life insurance agency. We help individuals, families, the self-employed and small businesses compare what they actually qualify for — Marketplace plans, private medical, dental, vision and life — and enroll in the one that fits.
We are independent. That means we are not tied to a single carrier, and it also means we will tell you when the plan you already have is the better one.
Subsidy eligibility, plan comparison, and enrollment during Open Enrollment or a qualifying life event. If you qualify for a subsidy, we will tell you before you spend a dollar.
Medical, dental, vision, accident, critical illness and hospital indemnity plans for people who do not qualify for a subsidy or want something the Marketplace does not offer.
Term, whole and final expense from carriers we are appointed with, sized to what your household would actually need rather than to a round number.
Employer coverage for small teams, including a simple census so every employee can enter their own details privately rather than through the owner.
Contractors, 1099s and owner-operators are most of our book. We know which plans handle variable income and which quietly do not.
Plans change every year and so do you. We check yours before renewal rather than after the new rate lands.
Our commission is paid by the carrier and is already built into the premium. Using an agent does not make a plan more expensive than buying it yourself.
Who needs coverage, roughly what you earn, your ZIP, and anything that matters — a doctor you want to keep, a prescription you cannot go without.
We run your household against the plans available where you live, including any subsidy, and show you the real monthly cost of each.
If nothing beats what you have, we will say so. If something does, we handle the paperwork and stay your point of contact afterwards.
Licensing is held and maintained in each jurisdiction where we transact business. Plan availability, carrier participation and pricing differ by state and by ZIP.
We text people who have asked us to, about the thing they asked us about. Two separate permissions, and neither is required to get a quote or to buy a policy.
Your quote, appointment reminders, requests for enrollment documents, and confirmation that your coverage has started. These are about your own application — no offers, no promotions.
Open enrollment reminders, plan and rate changes, and other offers. A completely separate agreement, ticked separately, and declining it changes nothing about your quote or your policy.
How you opt in. By ticking the relevant box on our quote request form, or by texting us first. Both boxes are unticked by default and each carries its own full disclosure.
Message frequency varies. Message and data rates may apply.
To stop: reply STOP to any message and we will not text you again. Reply HELP for help, or call (813) 452-0323.
Consent to receive text messages is not a condition of purchase.
We do not sell or share your phone number with third parties or affiliates for their own marketing purposes. Mobile opt-in data is never shared with anyone.
Carriers are not liable for delayed or undelivered messages. Full detail is in our Privacy Policy and Terms of Service.
Call, text or email during business hours and you will get an answer the same day. Outside them, leave a message and we will call you back.