/* ===========================================================================
   Elevated Health Coverage — elevatedhealthcoverage.org

   One stylesheet for the whole site. The type is deliberately the same family
   the desk uses: Fraunces with the WONK axis for display, Public Sans for
   everything a person actually reads. A carrier vetting analyst and an agent
   inside the CRM should be able to tell they are looking at the same company.

   Light, not dark. The desk is a tool and lives at night; this is a public
   insurance page and has to read as a business, on a phone, in sunlight.
=========================================================================== */

:root{
  --page:#f4f6fa;
  --card:#ffffff;
  --deep:#111823;
  --deep-2:#1d2c44;
  --gold:#c08b2e;
  --gold-hi:#e0b76e;
  --gold-soft:#fbf6ec;
  --gold-edge:#eadcc0;
  --ink:#171e29;
  --ink-2:#39434f;
  --ink-3:#5b6572;
  --ink-4:#79838f;
  --edge:#e3e7ee;
  --edge-2:#ccd3df;
  --ok:#2f6a49;
  --bad:#8f2f20;
  --serif:'Fraunces',Georgia,'Times New Roman',serif;
  --sans:'Public Sans',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;
  --wonk:'SOFT' 0,'WONK' 1;
  --shadow:0 1px 2px rgba(17,24,35,.05), 0 18px 44px -30px rgba(17,24,35,.34);
  --radius:14px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth; -webkit-text-size-adjust:100%}
body{
  margin:0; background:var(--page); color:var(--ink);
  font-family:var(--sans); font-size:16.5px; line-height:1.66;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%; height:auto}
.wrap{max-width:960px; margin:0 auto; padding:0 20px}
a{color:#8a6210}
a:hover{color:var(--gold)}
:focus-visible{outline:2px solid var(--gold); outline-offset:2px; border-radius:4px}

/* The display face, everywhere it is used. WONK 1 is the flared serif; a
   browser that cannot load the variable axes just gets ordinary Fraunces, and
   one that cannot load Fraunces at all gets Georgia. Both are fine. */
h1,h2,h3,.wordmark b,.stat-v{
  font-family:var(--serif); font-optical-sizing:auto;
  font-variation-settings:var(--wonk);
  letter-spacing:-.021em; line-height:1.1; margin:0;
}

/* ------------------------------------------------------------------ header */
header.top{
  background:linear-gradient(150deg,var(--deep) 0%,var(--deep-2) 100%);
  color:#fff; position:relative; overflow:hidden;
}
header.top::after{
  content:""; position:absolute; inset:auto 0 0 0; height:2px;
  background:linear-gradient(90deg,var(--gold-hi) 0 128px,rgba(224,183,110,.22) 128px,transparent 62%);
}
.topbar{display:flex; align-items:center; gap:18px; flex-wrap:wrap; padding:16px 0}
.wordmark{display:flex; align-items:center; gap:12px; min-width:0; text-decoration:none; color:inherit}
.wordmark .mk{
  width:40px; height:40px; border-radius:9px; flex:0 0 auto;
  border:1px solid rgba(224,183,110,.55); background:rgba(224,183,110,.14);
  display:grid; place-items:center; font-family:var(--serif);
  font-variation-settings:var(--wonk); font-size:18px; color:var(--gold-hi);
}
.wordmark b{display:block; font-size:16.5px; font-weight:600; color:#fff; letter-spacing:-.012em}
.wordmark span{
  display:block; font-size:9.5px; letter-spacing:.26em; text-transform:uppercase;
  color:rgba(224,183,110,.9); font-weight:600; margin-top:2px;
}
nav.top-nav{margin-left:auto; display:flex; gap:20px; flex-wrap:wrap; align-items:center}
nav.top-nav a{color:#cfd7e4; text-decoration:none; font-size:14px; font-weight:500}
nav.top-nav a:hover{color:#fff}
nav.top-nav a.cta{
  background:linear-gradient(180deg,var(--gold-hi),var(--gold));
  color:#161b22; padding:9px 17px; border-radius:999px; font-weight:700; font-size:14px;
}
nav.top-nav a.cta:hover{filter:brightness(1.05); color:#161b22}
@media(max-width:640px){
  nav.top-nav{margin-left:0; width:100%; gap:14px; padding-bottom:4px}
  nav.top-nav a{font-size:13.5px}
}

/* -------------------------------------------------------------------- hero */
.hero{padding:52px 0 58px; color:#fff;
  background:linear-gradient(150deg,var(--deep) 0%,var(--deep-2) 100%)}
.hero .kick{
  font-size:10px; letter-spacing:.3em; text-transform:uppercase; font-weight:700;
  color:var(--gold-hi); margin-bottom:16px; display:flex; align-items:center; gap:10px;
}
.hero .kick::before{content:""; width:22px; height:2px; background:var(--gold-hi); border-radius:2px}
.hero h1{font-size:clamp(31px,5.1vw,50px); font-weight:520; max-width:20ch; color:#fff}
.hero p{max-width:60ch; margin:19px 0 0; color:#c6cfdd; font-size:17px}
.hero .row{display:flex; gap:12px; flex-wrap:wrap; margin-top:28px}
.btn{
  display:inline-flex; align-items:center; gap:9px; border-radius:999px;
  padding:13px 24px; font-weight:700; font-size:15px; text-decoration:none;
  border:1px solid transparent; cursor:pointer; font-family:inherit;
  transition:transform .16s cubic-bezier(.22,.72,.28,1), filter .16s ease;
}
.btn:hover{transform:translateY(-1px)}
.btn-gold{background:linear-gradient(180deg,var(--gold-hi),var(--gold)); color:#161b22}
.btn-gold:hover{filter:brightness(1.05); color:#161b22}
.btn-ghost{border-color:rgba(255,255,255,.28); color:#fff}
.btn-ghost:hover{border-color:rgba(224,183,110,.8); color:#fff}
.btn-dark{background:var(--deep); color:#fff}
.btn-dark:hover{background:var(--deep-2); color:#fff}

/* ------------------------------------------------------------------ blocks */
section{padding:56px 0}
section + section{border-top:1px solid var(--edge)}
.eyebrow{
  font-size:10px; letter-spacing:.28em; text-transform:uppercase; font-weight:700;
  color:var(--gold); margin-bottom:13px; display:flex; align-items:center; gap:10px;
}
.eyebrow::before{content:""; width:20px; height:2px; background:var(--gold); border-radius:2px}
h2{font-size:clamp(24px,3.4vw,33px); font-weight:520; max-width:22ch}
h3{font-size:18px; font-weight:600; letter-spacing:-.012em}
.lede{max-width:64ch; color:var(--ink-2); margin:15px 0 0; font-size:17px}
.grid{display:grid; gap:16px; margin-top:30px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
@media(max-width:780px){ .g2,.g3{grid-template-columns:1fr} }
.card{
  background:var(--card); border:1px solid var(--edge); border-radius:var(--radius);
  padding:22px 22px 24px; box-shadow:var(--shadow);
}
.card h3{margin-bottom:8px}
.card p{margin:0; color:var(--ink-2); font-size:15.5px; line-height:1.62}
.card .num{
  font-family:var(--serif); font-variation-settings:var(--wonk);
  font-size:15px; color:var(--gold); font-weight:600; display:block; margin-bottom:9px;
}

/* ------------------------------------------------------------------ states */
.states{
  display:flex; flex-wrap:wrap; gap:6px; margin-top:24px;
}
.states span{
  font-size:12.5px; font-weight:600; letter-spacing:.04em; color:var(--ink-2);
  background:var(--card); border:1px solid var(--edge); border-radius:7px;
  padding:5px 9px; min-width:38px; text-align:center;
}

/* ------------------------------------------------------------------- notes */
.note{
  background:var(--gold-soft); border:1px solid var(--gold-edge);
  border-radius:var(--radius); padding:19px 21px; margin-top:26px;
}
.note h3{font-size:15.5px; margin-bottom:9px}
.note p{margin:0 0 10px; font-size:14.5px; color:var(--ink-2); line-height:1.62}
.note p:last-child{margin-bottom:0}
.note b{color:var(--ink)}

/* ------------------------------------------------------------------ contact */
.facts{display:grid; gap:0; margin-top:26px; background:var(--card);
  border:1px solid var(--edge); border-radius:var(--radius); overflow:hidden}
.fact{display:flex; gap:16px; padding:15px 20px; border-bottom:1px solid var(--edge); flex-wrap:wrap}
.fact:last-child{border-bottom:0}
.fact .kk{
  flex:0 0 168px; font-size:10.5px; letter-spacing:.15em; text-transform:uppercase;
  color:var(--ink-4); font-weight:700; padding-top:3px;
}
.fact .vv{flex:1 1 240px; min-width:0; color:var(--ink); font-size:15.5px}
.fact .vv a{font-weight:600}

/* ------------------------------------------------------------------- forms */
.field{margin-bottom:16px}
.field label.fl{
  display:block; font-size:11px; font-weight:700; letter-spacing:.13em;
  text-transform:uppercase; color:var(--ink-2); margin-bottom:7px;
}
.field input, .field select, .field textarea{
  width:100%; border:1px solid var(--edge-2); border-radius:10px; padding:12px 13px;
  font-size:16px; color:var(--ink); background:#fbfcfe; font-family:inherit;
}
.field input:focus, .field select:focus{outline:none; border-color:var(--gold);
  box-shadow:0 0 0 3px rgba(192,139,46,.15)}
.two{display:flex; gap:13px; flex-wrap:wrap}
.two .field{flex:1 1 170px}
.req{color:var(--gold)}

.consent{background:var(--gold-soft); border:1px solid var(--gold-edge);
  border-radius:12px; padding:16px 17px; margin-top:18px}
.consent + .consent{margin-top:12px}
.consent .hd{font-size:10.5px; letter-spacing:.16em; text-transform:uppercase;
  color:#8a7a52; font-weight:800; margin:0 0 11px}
.crow{display:flex; gap:12px; align-items:flex-start}
.crow input[type=checkbox]{width:21px; height:21px; min-width:21px; margin-top:2px;
  accent-color:var(--gold); cursor:pointer}
.crow p{margin:0; font-size:14px; line-height:1.6; color:var(--ink-2)}
.crow p b{color:var(--ink)}
.sub{font-size:13px; color:var(--ink-4); margin:11px 0 0; font-style:italic; padding-left:33px}
.msg{margin-top:15px; font-size:14.5px; line-height:1.6; border-radius:10px;
  padding:13px 15px; display:none}
.msg.bad{display:block; background:#fdecea; border:1px solid #e9b3ab; color:var(--bad)}
.msg.good{display:block; background:#eaf5ee; border:1px solid #a9d3ba; color:var(--ok)}

/* -------------------------------------------------------------------- prose */
.prose{max-width:74ch}
.prose h2{margin-top:38px; font-size:24px}
.prose h2:first-child{margin-top:0}
.prose h3{margin-top:26px; font-size:17px}
.prose p, .prose li{color:var(--ink-2); font-size:16px; line-height:1.72}
.prose ul{padding-left:22px}
.prose li{margin-bottom:8px}
.prose b{color:var(--ink)}
.updated{font-size:13px; color:var(--ink-4); letter-spacing:.04em}

/* ------------------------------------------------------------------- footer */
footer.site{background:var(--deep); color:#aab4c4; padding:42px 0 46px; margin-top:0}
footer.site a{color:#d6c39b; text-decoration:none}
footer.site a:hover{color:var(--gold-hi); text-decoration:underline}
.foot-grid{display:flex; gap:34px; flex-wrap:wrap; justify-content:space-between}
.foot-links{display:flex; gap:20px; flex-wrap:wrap; font-size:14px}
.fine{font-size:13px; line-height:1.72; color:#8f9aab; margin:22px 0 0; max-width:88ch}
.fine b{color:#c8d1de}
.rule{height:1px; background:rgba(255,255,255,.09); margin:24px 0}